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University pathwayFinal year and first jobNon-certificate

Preparing to graduate

Move from student money to payslips, loan deductions, workplace pensions and a sustainable first-year plan.

What you will be able to do

Read a payslip, estimate take-home pay and prioritise the first financial decisions after university.

Work through these standalone lessons in order, or open only the part you need. Universities can recommend this pathway without turning it into a qualification or accredited course.

  1. 01
    Life changes · 9 min

    Managing money after graduation

    Reset the budget for work, moving, student debt and benefits after university.

    Open lesson →
  2. 02
    Work · 11 min

    Your first salary and payslip

    Read gross pay, deductions, benefits and the amount that reaches your account.

    Open lesson →
  3. 03
    Work · 9 min

    PAYE, tax and National Insurance basics

    Understand how payroll deductions are calculated and what to check.

    Open lesson →
  4. 04
    Work · 9 min

    Workplace pensions and employer matching

    Understand auto-enrolment, contributions and the value of employer money.

    Open lesson →
  5. 05
    Saving and investing · 7 min

    Saving vs investing

    Match the tool to the goal, timescale and risk you can actually bear.

    Open lesson →
Put it into practice

Use your own figures privately

Educational information only. These pathways are recommended learning sequences, not accredited qualifications or personalised financial, tax, debt or legal advice.