Your information, explained simply.

What Morrow knows

• Your first and last name, email address and date of birth.
• Which lessons and quizzes you complete and the scores you save.
• When you use AI exam practice and the resulting estimated mark and assessment-objective scores.
• Any certificate you earn.
• Companies saved to your personal watchlist if you later have adult Markets access.
• Business-budget figures only if you choose to use the signed-in business workspace; personal and student calculators marked browser-only are not saved.
• Anything you choose to send through an enquiry.
• Basic security information needed to keep the website working safely.

What happens when I use AI exam feedback?

Your written practice answer is sent with the question and marking instructions to Morrow's AI provider so it can produce revision feedback. Do not put your name or other personal, private or sensitive information in your answer. Morrow does not add your name, email address or school to that request and does not currently save the raw answer or written AI feedback in its own database. It does save the estimated score, assessment-objective breakdown and time so you can track practice and, if you joined through an organisation, an approved teacher or manager can see those results. AI can make mistakes: its feedback is not an official exam result and should be checked with your teacher and official course materials.

Why we ask for your birthday

You must be at least 13 to open an account. Your date of birth tells Morrow whether you can use adult Markets features. If you are under 18, you can still use Learn and basic Money tools. We do not use your birthday to advertise to you or decide whether you are “good” with money.

Who can see it

Morrow and the trusted technology providers needed to run accounts and store data can process your information. Other learners cannot see your account, progress or certificate. A person who has your certificate credential reference can check the course, issue date and whether the reference is valid, but the public result does not show your name.

What if my education provider or employer gives me access?

If you join with an organisation invitation, its approved teachers or managers can see your name, which lessons you complete, your quiz scores, course progress, derived AI exam-practice results and when you last learned. They cannot see your raw exam answers, written AI feedback, date of birth, password, payment details or anything you enter into private Money tools.

Your choices

You can correct your name or birthday and delete your account in Account Settings. Deleting the account also deletes its learning progress and certificates from the active service. You can ask what information Morrow holds or raise a concern by emailing privacy@morrowfinance.co.uk or using the privacy enquiry form.

If something feels wrong

Tell a parent, carer, teacher or another adult you trust, and contact Morrow. You can also complain to the UK Information Commissioner. The full Privacy Notice contains the complete legal information.